$1.2B funded
Last 12 moRestaurants & Hospitality
JanDec
Deals
8,400+
Avg
$142K
Growth
+24% YoY
Capital. Conviction. Conquest.
Small business capital,
forged for the bold.
Funding from $10K to $5M. Apply online and get approved in as little as 24 hours — no collateral games, no banker theatre.
Minimum Requirements
- 6+ months in business
- $15,000+ monthly revenue
- 500+ credit score
- 4 months of bank statements
Risk-free, no-commitment application.
$10B+ deployed
Across 50 states
24-hour approvals
Most offers same-day
Direct lender
Not a broker
No upfront fees
Zero application cost
$10B+
Capital deployed
75,000+
Businesses funded
24 hrs
Average funding time
A+
BBB rating
Our Arsenal
Eight ways to finance ambition.
One application. A war chest of options. We match your business to the instrument that actually fits — not the one that pays the broker.
Lines of Credit
$10K – $1M
Draw what you need, when you need it. Pay interest only on what's used.
Learn more →Short-Term Loans
$10K – $500K
Fast capital for inventory, payroll, or seizing a fleeting opportunity.
Learn more →Long-Term Loans
$25K – $5M
Sustained growth capital with terms structured around your cash flow.
Learn more →SBA Loans
$50K – $5M
Government-backed financing with the lowest rates available in the market.
Learn more →Equipment Financing
Up to 100% cost
Acquire the machinery, vehicles, or technology that drives your operation.
Learn more →Invoice Factoring
Up to 95% advance
Turn your unpaid invoices into immediate working capital today.
Learn more →Merchant Cash Advance
$10K – $500K
Flexible repayment tied to your daily sales — no fixed monthly burden.
Learn more →Commercial Real Estate
$250K – $5M
Purchase, refinance, or renovate the property your business calls home.
Learn more →The Goliath Process
Three moves
to funded.
No 90-day underwriting marathons. No paperwork pyramids. Just a clear path from application to capital in your account.
- I
Apply
Complete our 5-minute application. Risk-free and no commitment.
- II
Match
Our underwriters present the funding options you actually qualify for.
- III
Fund
Sign electronically and capital lands in your account in as little as 24 hours.
Estimate your funding
See what you could qualify for.
A real-time indicator based on monthly revenue and time in business. Apply for an exact offer in under five minutes.
$15K$5MM+
6 mo10+ yr
Conservative
$42,000
Likely offer
$53,813
Upper range
$65,625
Get an exact offer
Estimates only — actual offers depend on full underwriting.
Industries we fund
From Main Street to the front line.
We don't shy away from the industries banks turn down. Our underwriters know your trade — and lend accordingly.
$2.4B funded
Last 12 moConstruction & Trades
JanDec
Deals
12,100+
Avg
$198K
Growth
+31% YoY
$890M funded
Last 12 moRetail & E-commerce
JanDec
Deals
6,200+
Avg
$96K
Growth
+18% YoY
Founders, in their words
Trusted by the
people who build things.
"Four banks said no. Goliath said yes — and wired $340,000 within 36 hours. We doubled our shop floor that quarter."
Marcus Holloway
Holloway Cabinetry · Charlotte, NC
"These aren't bankers. They're operators. They understood my industry better than my own CPA did."
Elena Vasquez
Vasquez & Sons Trucking · Phoenix, AZ
"Three rounds of growth capital with Goliath. Same point of contact every time. That's rare in this business."
Daniel Park
Park Hospitality Group · Seattle, WA
Common questions
What operators ask before applying.
The answers below cover the questions we hear most from business owners considering Goliath. Don't see yours? Call us or submit the application — there are no wrong questions.
Where to start
Explore funding by need
Merchant Cash Advance
Same-day capital from $10K to $500K. Flexible daily repayment tied to revenue.
Working Capital Loans
Lump-sum funding for build-outs, inventory, marketing, and expansion.
Bad Credit Loans
500+ FICO floor. We underwrite the business, not your past.
Same-Day Funding
When the opportunity won't survive until next week.
MCA Consolidation
Pay off existing advances. Cut daily debits 30–50%.
Capital Hub
Real underwriting insights from a working desk. Read before you apply.
Take the field
Your next chapter is one
application away.
Five minutes. No credit pull. No obligation. See what you qualify for and decide on your own terms.